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The word ‘Chit,’ suggests the origin of Chit Funds. ‘Chit’ means a written note on a small piece of paper.The Malayalam equal for the word ‘chitty,’ is ‘Kuri,’ which has been derived from ‘Kurippu’ ( a piece of writing or script).
Know moreGold Loan
The Scheme is intended to provide short term loans for people who are urgently in need of money, on the security of gold ornaments.
Know moreKSFE Home Loan
KSFE helps you build your dream home. KSFE Home Loan is also available for purchasing land for housing, renovation of existing house and for the outright purchase of house.
Know moreKSFE Personal Loan
Our customers are valuable for us. KSFE offers a loan scheme for the customers which allows the customer to take a maximum of Rs.30 lakhs as advance for a duration up to 72 months.
Know moreChitty Loan
If you are a non-prized subscriber in a chitty and remitted 10% of the total number of instalments promptly,
Know moreKSFE Passbook Loan
Passbook loan facility of KSFE is available to non-prized chitty subscribers, provided that his chitty is up to date. No security, other than the passbook is required to avail this facility.
Know moreOther Loans
All types of loans are available from KSFE to satisfy the needs of the customer. The most important loans are personal loans, gold loans, chit loans and Consumer/Vehicle Loan .
Know moreDeposit Schemes
KSFE lets you make fixed deposits with higher interest rates. Fixed deposit scheme offered by KSFE has many features similar to that of Term Deposits in banks.
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Upholding The Legacy Since 1969
KSFE PRAVASI CHITTY
Are You An NRI/NRK?
KSFE extends its services for the NRIs to join our chitty. KSFE NRI Chitties are specifically designed for the NRI community.
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New Schemes and Offers
KSFE Galaxy Chits
Name of Scheme: KSFE Galaxy Chits
Period: 1st April 2024 to 28th February 2025
Scheme Includes 3 Series:
KSFE Galaxy Chit Series-1 (KGC-S1) (From April 2024 to June 2024)
KSFE Galaxy Chit Series-2 (KGC-S2) (From July 2024 to October 2024)
KSFE Galaxy Chit Series-3 (KGC-S3) (From November 2024 to February 2025)
Prize Structure
Mega Bumper Prize (for all 3 Galaxy Chit Series)
Mercedes Benz Car or Rs.75 Lakhs* (1 No.)
Bumper Prizes (for all 3 Galaxy Chit Series)
Toyota Innova Car or Rs.25 Lakhs* (17 Nos.) for 16 Regions and 1 Digital Business Centre
Branch Level Prizes for KSFE Galaxy Chit Series-3 (KGC-S3)
Gift Card worth Rs.5000* (5000 Nos.) (1 winner in each Chitty)
KSFE Galaxy Chits
Interest Rates
KSFE offers higher rate of interest on deposits but charges only lower rate of interest on loans when compared to other financial institutions. Interest rate of Loans and Deposits are given below ...
Branch Locator
Want to visit us? We have branches across Kerala to help our customers! You can now find the nearest branch of KSFE in your location with our branch locator.
Find Nearest Branches