SMART PASSBOOK LOAN

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Smart Passbook Loan is a fully online loan available for non-prized Chit subscribers based on their paid-up amount.

SMART PASSBOOK LOAN

Can apply online through KSFE Power App.
Zero processing fee.
Available from non-prized Chits of zero default.
Can apply for more than one Smart Passbook Loan from different non-prized Chits.
Minimum loan amount is ₹5000.
Can withdraw money even on holidays through KSFE Power App.

Interest Rates

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Rates are indicative and may vary due to market conditions.

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OTHER LOAN SCHEMES

Gold Loan

Gold loan scheme is designed to help people who are urgently in need of money. Any individual with a valid ID card can avail this loan.

Janamithram Gold Loan

Janamithram gold loan scheme is designed to make repayment easier and more affordable for borrowers in EMIs.

KSFE Home Loan

Build your dream home with KSFE. Whether you are looking to purchase, construct or renovate your abode, KSFE Home Loan is a fast, affordable, and flexible option.

KSFE Personal Loan

KSFE Personal Loan is the go-to solution for quick cash when you need it the most. Whether you’re looking to consolidate your debts, renovate your home, or cover unexpected expenses, we offer fast processing and easy documentation.

Chitty Loan

KSFE Chitty Loan is a loan scheme for non-prized chitty subscribers to bridge the gap between their financial needs and the delay in receiving their chitty prize money.

Car Loan

With KSFE Car Loan, you can confidently bring home the chariot of your dreams. Get quick loan approval and competitive support for a seamless car-buying experience.

Sugama (Akshaya) Overdraft Scheme

KSFE Sugama Akshaya Overdraft Scheme is an overdraft facility for employees of Government organizations, Public Sector undertakings, and Aided Schools/Colleges on the basis of their own salary certificate.