KSFE Since 1969
KERALA STATE FINANCIAL ENTERPRISES LIMITED
The Kerala State Financial Enterprises Limited (KSFE), established in 1969, has been a driving force for financial empowerment in Kerala. With over 680 branches, 1 digital business centre and 16 regional offices, KSFE caters to the diverse financial needs of Keralites, both within Kerala and worldwide. By offering a comprehensive range of financial solutions, including chitty loans, FD loans, gold...Read more
Legacy of Financial Inclusion and Empowerment
The Kerala State Financial Enterprises Limited (KSFE) has been a strong pillar of financial support for Keralalites for over 55 years. As a government-backed entity, KSFE has consistently delivered innovative and accessible financial solutions, expanding its reach to over 680+ branches and 16 regional offices across Kerala. KSFE has established itself as the most dependable financial partner for individuals and families looking to secure their financial future by adhering to the principles of transparency, customer-centricity, and financial inclusion. Our diverse product portfolio, encompassing chitty funds, gold loans, personal loans, home loans, passbook loans, and chitty substitution plans, empowers individuals to achieve their financial aspirations with confidence. With a turnover of ₹101,000 Cr+, KSFE continues to play a pivotal role in fostering financial well-being and prosperity across Kerala.
Employees
TURN OVER
CUSTOMERS
PROFILE
KSFE BEGINNING
Kerala State Financial Enterprises Limited (KSFE) is the No.1 financial institution in Kerala, with over 55 years of experience helping individuals and families achieve their financial goals.
Formed by the Govt. of Kerala on 6th November
1969
Branches
Authorized Capital
Employees
The Head Office is located at Thrissur, the hub of Chitty business in Kerala.
Our Vision
A Comprehensive Spectrum of Financial Solutions
The Complete Financial Destination
To be a one-stop destination for all financial needs, offering simple and innovative solutions to help people achieve financial freedom and success.
Chitty Leadership
We are dedicated to revolutionizing the chitty sector, safeguarding our legacy and proficiency, and delivering continuous value to our clientele.
Expansion
While still the largest chitty provider in Kerala, we are expanding into new markets to diversify growth and gain global recognition.
Government Support
We provide resources and expertise to the Kerala government, boosting the state's economy and creating prosperity for all Keralites.
Social Responsibility
We dedicate in social responsibility programs that help the poor and promote inclusive growth to ensure everyone succeeds.
Education Empowerment
KSFE believes education is essential for social progress and youth empowerment.
Our MISSION
financial empowerment through innovation
Sustainable
Empowerment
Ensure accessibility and affordability of financial services for all through transparent, sustainable and beneficial offerings.
Protecting from Corrupt Practices
Uphold ethical financial practices, safeguard the public from corrupt operators, and maintain the highest standards for chitty schemes.
Fiscal
Stability
Strengthen the financial resources of the state government, support development initiatives, and contribute to the state’s prosperity.
Social
Security
More social security schemes will help marginalised communities, promote inclusive growth, and ensure equitable financial services.
Expanding Branch Network
Expand the branch network to reach underserved areas, bridge the financial gap, and ensure universal access to essential financial services.
Improved Customer Experience
Use cutting-edge technology to improve service efficiency, effectiveness, reach, customer satisfaction, and financial experience.
Sri.Pinarayi Vijayan
Hon. Chief Minister of Kerala
Adv.K N Balagopal
Hon. Finance Minister of Kerala
Sri.K Varadarajan
Chairman
Dr.Sanil S K
Managing Director
BOARD OF DIRECTORS
Smt. Sreedhanya Suresh IAS
Director (IG Of Registration)
Sri. Manoj K
Director (Joint Secretary, Taxes (H) Department)
Smt. Preetha B S
Director (Additional Secretary, Finance Department)
Adv. Govindan Pallikkaappil
Director
Sri. Jennings Jacob
Director
Sri. T. Narendran
Director
Dr. K. Sasikumar
Director
Sri. R.Mohammed Sha
Director
Adv. M C Raghavan
Director
Adv. U P Joseph
Director
HEADS OF DEPARTMENTS
Sri. Sarath Chandran S
General Manager
Finance Department
Office No: 0487-2339955
Mobile No: 9447794000
Smt. Saraswathy N
Deputy General Manager
Revenue Recovery Department
Office No: 0487-2332255
Mobile No: 9447545678
Sujatha M T
Deputy General Manager
KSFE Digital Business Centre
Office No: 0471-2333708
Mobile No: 9447791122
Smt. Nisha A B
Deputy General Manager
Information Technology Department
Office No: 0487-2332255
Mobile No: 9447798028
Sri. Krishnendu Sureshkumar
Assistant General Manager
Legal Department
Office No: (0487) 2332255
Mobile No: 9447798004
Sri. Anil Kumar K G
Assistant General Manager
General Administration Department
Office No: 0487-2332255
Mobile No: 9447796400
Sri. Ravi K K
Assistant General Manager
Planning Department
Office No: 0487-2332255
Mobile No: 9447798000
CSR ACTIVITIES
WE ARE MAKING A DIFFERENCE
Through our corporate social responsibility initiatives, KSFE is helping to build a brighter future for everyone. We are committed to making a positive impact on the communities we serve, and we're proud of the work we're doing.
Know MoreHands-On Support
Our team of professionals are here to help you with all your financial needs as well as finding the right products and services for you.
Career Opportunities
We’re always looking for talented people to join our team. If you’re passionate about finance and customer service, we encourage you to apply for a position at KSFE.
Products & Services
We offer a wide range of financial products and services to help you with all your needs, from saving for your future to buying a home.