Janamithram gold loan scheme is designed to make repayment easier and more affordable for borrowers in EMIs.

Janamithram Gold Loan
- One-year loan tenure with renewal option for up to three years
- Flexible repayment options, including monthly EMIs and bullet repayments
- Lowest interest rate at 4.90% per annum
- High loan amounts up to ₹10 lakhs per individual per day
- No extra charges (Appraiser charger only)
- Partial redemption of gold ornaments allowed once after remitting six installments
Interest Rates
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Rates are indicative and may vary due to market conditions

CALCULATORS
Janamithram Gold Loan
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*Purity of the gold is assumed at 22 carat. *You can avail a maximum loan of up to 80% of the market value of your gold depending on the quality of the gold.