KSFE Smart Gold overdraft is an innovative scheme, which facilitates customers to avail overdraft by pledging gold ornaments in any KSFE branch. Multiple payments and withdrawals allowed within OD Limit.

Features of the product

•  Fully online through Mobile App (KSFE Power App)
•  24×7 service
•  Fast processing with minimum documentation.
•  Pay interest only on amount withdrawal.
•  No charge for foreclosure.
•  Maximum overdraft period of 12 months, thereafter renewable.
•  Minimum OD amount of Rs.50000/- and Maximum of Rs.50 lakh per individual.
•  Flexible withdrawal and repayment facility.