Gold Loan General
Upto and including Rs.20,000/- 6.75% per annum (simple)
Rs. 20,001 to Rs.30,000/- 8.5% per annum (simple)
Above Rs.30,000/- and upto & including Rs.25,00,000/- 8.9% p.a. (simple)
3 months to 6 months = Normal Rate +1.5%
6 months to 9 months = Normal Rate +1.75%
9 months to 1 year = Normal Rate +2%
Above 1 year = Normal Rate+2.25%.
Minimum Interest Rs.25/- for loans above Rs.5000/-
Gold Loan Janamithram
4.90% Yearly Diminishing with EMI
12 % penal interest on EMI
KSFE Housing Loan
Rs.10 lakhs & below: 8.50% p.a. (Monthly diminishing)
Above Rs.10 lakhs & upto 1 Crore: 9.25% p.a (Monthly diminishing)
( Max. period 30 years or attainment of 70 years of age whichever is earlier)
[up to the fixation of EMI- 13.25%(simple)]
(Penal rate 18% per annum on EMI)
KSFE Personal Loan
Personal Loan - 11 & 11.5% p.a (Monthly diminishing)
(Max. Period 72 months)
(Default Penal Int. 18% per annum on EMI)
Chitty duration 50 months and below is 11.75% (simple) and for defaulted accounts 14.00%.
Chitty duration above 50 months is 11.25% (simple) and for defaulted accounts 13.5%.
Pass Book Loan
Regular – 10.75% p.a.(simple)
Defaulter – 13.25% (simple)
Consumer / Vehicle Loan
Regular – 12.00% p.a.(simple)
Defaulter – 14.00% (simple)
Special Car Loan
Regular – 12.00% p.a.(Monthly diminishing )
Defaulter – 18.00% (on EMI)
Fixed Deposit Loan
2% above the FD interest rate
Fixed Deposit 1-year and above but not exceeding 3 years
5.75% p.a. for FD from Public
6.25% p.a. FD for Senior Citizens
6.25% p.a. for Chitty Prize Money deposits
Short Term Deposit
30 days to 60 days 3.25% per annum
61 days to 90 days 4.25% per annum
91 days to 180 days 4.75% per annum
181 days to 364 days 5.50% per annum
5.50% on the minimum balance maintained in the
account between 6th and the last day of the any month.
The interest will be credited twice in an year,
on 30 September and 31 March.
Chitty Security Deposit-in-Trust
6.75% per annum for Prize Money deposits limited to future liability
( For less than1 year -same as Short Term Deposit).
Sugama Akshaya Over Draft
Regular – 13.00% (daily diminishing) on product basis
Defaulter – 15.00%
Chitty Prize Money Advance
52 Years Of Trusted Services
More Than 46 lakhs Satisfied Customers, Thank You For Your Trust And Faith.
Turn over (March 2022)