The objective of the scheme is to provide an overdraft facility to Government Employees, Employees of Public Sector undertakings and Aided Schools/Colleges up to a sum of Rs.50,000/- on the basis of their own salary certificate. In case of employed couples coming under above category, overdraft upto Rs.5,00,000/- can be availed. The loanee shall open…
Vidhyadhanam Loan Scheme of KSFE is designed for all Keralite students who intends to seek admission to professional courses. Loan amount of minimum Rs. 0.50 Lakhs and a maximum of Rs 10 Lakhs will be disbursed according to the requirements from admission to completion of course. The loan is a long term loan which has…
Passbook loan facility of KSFE is available to up to date non-prized chitty subscribers, provided that the subscriber has made no default in the remittance of installment. No security, other than the passbook is required to avail this facility. The interest rate of the advance is 10.75% (simple) and for defaulted accounts 13.25% (simple)
Our customers are valuable for us. KSFE offers a loan scheme for the customers which allows the customer to take a maximum of Rs.25,00,000 (Rs.25 lakhs) as advance for a duration up to 72 months. KSFE personal loan can be availed by the customers of KSFE with a good track record of one year or…
The scheme aims at providing loan for the purchase of gold ornaments for marriage purposes. All persons eligible to enter into a contract under the Indian Contract Act are eligible for the loan, provided the loanee has repaying capacity and produces security which is sufficient and acceptable to the Company as per the norms in…
KSFE Trade Finance is an advance to the small scale traders to enhance their working capital. The maximum finance limit for a trader is Rs.1 lakh. The scheme can be availed by producing valid proof to show that the applicant has a small-scale business venture. A site inspection will be conducted to verify the location…
KSFE helps you build your dream home. KSFE Home Loan is also available for purchasing land for housing, renovation of existing house and for the outright purchase of house/flat. To avail this loan scheme, one must fulfill/meet any one of the following criteria: the applicant must be a salaried person, businessmen who are income tax…
Loan offered by KSFE for buying new cars. This loan can be availed by salaried persons having a net monthly pay exceeding Rs.10,000 and self-employed professionals/businessmen/income tax assessee having an average annual income more than Rs.2 lakhs for the last 3 years. The minimum period of loan is 6 months and the maximum is 60…
Purpose KSFE CVL Scheme helps you in acquiring white articles, vehicles etc., which you have always dreamed of owning Available for The articles for which CVL is made available include all consumer durable articles including computers, motor vehicles -two & four wheelers, certain durable medical equipments for clinics, agricultural equipments / appliances etc. What is…
What is Chitty Loan For? Chitty Loan is a bridge between your actual financial need and the delay in chitty getting prized in your favour When am I eligible for a chitty loan? If you are a non-prized subscriber in a chitty and remitted 10% of the total number of instalments promptly, you are eligible…