Loan offered by KSFE for buying new cars. This loan can be availed by salaried persons having a net monthly pay exceeding Rs.10,000 and self-employed professionals/businessmen/income tax assessee having an average annual income more than Rs.2 lakhs for the last 3 years. The minimum period of loan is 6 months and the maximum is 60 months. The interest rate payable for loans upto 35 months is at 12.00% per month and the rate is 14.00% if the loan period exceeds 35 months.