Sugama Security Deposit

The Sugama Security Scheme is intended for accepting amount outstanding in Sugama Deposits as security towards future liability in chitty and other schemes. The advantage under this scheme is that the advance will be secured and the monthly instalments can be adjusted from the account and at the same time the customers can enjoy interest…

Sugama (Akshaya) Overdraft Scheme

The objective of the scheme is to provide an overdraft facility to Government Employees, Employees of Public Sector undertakings and Aided Schools/Colleges up to a sum of Rs.50,000/- on the basis of their own salary certificate. In case of employed couples coming under above category, overdraft upto Rs.5,00,000/- can be availed. The loanee shall open…

Short Term Deposit

KSFE is collecting Short Term Deposits for periods ranging from 30 days to 364 days offering attractive rates of interest for different slabs. Individuals and Institutions can prefer this deposit for temporary parking of fund. When compared to Nationalised and Scheduled Banks, the rates of interest are much higher. Minimum amount that can be deposited…

Safe Deposit Locker

KSFE introduced Safe Deposit Locker facility in some units in order to expand our range of services to the public. Lockers may be hired in the names of individuals, firms, companies, association of persons or clubs, trustees, NRIs, Govt. departments, co-operative societies and/or body of individuals. Lockers can also be opened in the name of…

Xpress Money Transfer Service

This is the second venture of KSFE in the field of money transfer service, a fee based activity, joining hands with M/s UAE Exchange and Financial Services Limited. With this service, relatives of NRKs working abroad, especially in the Middle East will be able to get cash within minutes through our branches. Customers have to…

Board of Directors

 Name and Designation Telephone Numbers Office Residence Mobile CHAIRMAN Adv. PEELIPOSE THOMAS (0487) 2332329 (0469) 2660044 (0469) 2660290 9447792000 9447000044 MANAGING DIRECTOR  Sri. SUBRAMANIAN.V.P. (0487) 2332222 DIRECTORS Sri. A. ALEXANDER IAS IG of Registration (0471) 2462608 – 9895768608 Sri. R.RAJA GOPAL Additional Secretary (Taxes) (0471) 2330273 (0471) 2353311 9447799900 9446203311 Smt. MINI. V. R Additional…

INTEREST RATES AT A GLANCE

INTEREST RATES AT A GLANCE Scheme Rate of Interest Chitty Loan   Below 10 lakh is 12.00% (simple) and for defaulted accounts 14.00%. Above 10 lakh is 12.5% (simple) and for defaulted accounts 14.5%. Chitty Prize Money Advance 13.00% p.a. Pass Book Loan Below 10 lakh is 12.00% (simple) and for defaulted accounts 14.00%. Above 10 lakh is 12.5%…

Pravasi Bandhu Sagamam

KSFE is the trusted financial partner of Keralites since 1969. KSFE is one of the leading financial enterprises in the state with an annual turnover of Rs.32,000 crores. The success of Pravasi Bandhu Chitty proves the inevitable role of NRIs in the growth of KSFE. In order to strengthen our bonds, KSFE is conducting state-wide…

KSFE Pravasi Chitties

Now with KSFE Pravasi Chitties, you can contribute to the development of the State. Wondering how? The Large scale migration of Malayalees, majorily to the Gulf region has played a major role in Kerala’s Economy. A Kerala government survey showed that remittances sent by the diaspora support at least 50 lakh people in the state,…